Financial Planning

Your assets, liabilities, taxes, income, and business are all aspects of your financial life that should work together. Comprehensive financial planning involves preparing for and addressing life events. As skilled financial advisors, we can analyze your current finances and help you develop a strategic plan to meet your short- and long-term goals.

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Providing Understanding

What Is Comprehensive Financial Planning?

Comprehensive financial planning, as offered by Hertzler Wealth Management with their years of expertise, goes beyond simple investment management and retirement planning. It encompasses a holistic approach to your entire financial picture, from business management to your child’s education, retirement preparation, and estate planning. Our services ensure that you’re equipped to handle life’s significant events and your long-term financial security through strategic risk management and insurance solutions.

Analyzing Income & Expenses

Discussing Investment Account Statements

Planning For Tax Efficiency

Life & Disability Insurance Policy Understanding

Estate Planning

401(k) Planning

Analyzing Income & Expenses

Discussing Investment Account Statements

Planning For Tax Efficiency

Life & Disability Insurance Policy Understanding

Estate Planning

401(k) Planning

Providing Focus In Key Areas

INVESTMENT MANAGEMENT

We manage investment portfolios for individuals and businesses. Our strength is developing long-term plans and constructing customized portfolios to address our clients’ needs and objectives. By monitoring and measuring your progress, we’ll help you take advantage of additional opportunities along the way and ensure your investments stay aligned with your goals.

RETIREMENT PLANNING

With average life expectancies rising, many people will spend up to one-third of their life in retirement. Actively planning for a comfortable retirement is one of the most important and personal financial decisions you’ll ever make. It also requires a well-thought-out strategy to ensure your retirement dollars last. We can put you on the right investment path to meet your retirement goals.

TAX PLAN COORDINATION WITH YOUR CPA
For most individuals, taxes represent one of their most significant expenses. We don’t just focus on returns but on after-tax returns. We work closely with our clients’ CPAs, or tax preparers, to ensure they have the necessary information to minimize their tax liability. We’ll review your financial plan regularly for potential tax efficiency and opportunities.
ESTATE PLAN COORDINATION WITH YOUR ATTORNEY

Estate planning helps ensure your family has the financial security and asset legacies you’ve worked hard to establish. We can discuss your current estate plan or goals and can join you for a meeting with your estate attorney. We’ll review legacy considerations, titling, beneficiary designations, gifting, and asset-protection strategies.

RISK MANAGEMENT

Bad things happen to good people every day. Premature death, disability, or long-term healthcare needs can impact your financial health and that of your loved ones. Some things can’t be prevented, but there are ways to protect yourself if disaster strikes. Having proper insurance coverage is an essential aspect of your financial plan. We’ll assess your current policies, point out any potential gaps, and recommend how to protect your assets and loved ones. Through our analysis, we’ll make sure you are adequately insured in the following areas:

  • Life
  • Disability
  • Long-term care policies

We can help you determine if you are underinsured in one or more areas, determine how much coverage is necessary, and help you figure out the best place to purchase it.

Ready to bring your financial goals to life?

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Contact

16020 Swingley Ridge Rd., Suite 135, Chesterfield, MO, 63017

(636) 777-7083

team@hertzlerwm.com

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Disclosures

Securities offered through Kestra Investment Services, LLC, (Kestra IS), member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC, (Kestra AS) an affiliate of Kestra IS. Hertzler Wealth Management, LLC, is not affiliated with Kestra IS or Kestra AS.

This site is published for residents of the United States only. Registered Representatives of Kestra Investment Services, LLC and Investment Advisor Representatives of Kestra Advisory Services, LLC, may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. Neither Kestra IS or Kestra AS provides legal or tax advice. For additional information, please contact our Compliance department at 737-443-2582.

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The web site links referenced are being provided strictly as a courtesy. Neither us, nor Kestra IS or Kestra AS are liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of the links provided.

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